Call or Text us today for more information on Down Payment Assitance Opportunities in Texas
                                                                                                                                                                              Direct:  972-978-9791

Grant & (DPA) Down Payment Assistance Opportunities in Texas 

City Down Payment Assistance Programs 

• City
  Abilene
  Arlington
  Athens
  Austin 
  Brazoria County
  Brazos Valley
  Central Texas
  College Station
  Corpus Christi
  Dallas
  Denton
  El Paso
  Fort Worth
  Frisco
  Garland
  Grand Prairie
  Greenville
  Harris County
  Hidalgo County
  Houston
  Laredo
  Lewisville
  Lubbock
  Marshall
  McKinney
  McLennan
  Midland
  New Braunfels
  Nueces
  Texas City
  Pasadena
  Plano
  Round Rock
  San Antonio
  San Benito
  Sherman
  Tarrant County
  Temple
  Terrell
  Val Verde
  Waco
  West Texas
  Wichita Falls 

Mortgage Grants – Southeast Texas Housing Bond (SETH)

The SETH Single Family Bond Program offers down payment assistance, closing cost assistance, grants, and fixed-rate mortgage financing for buyers in select Texas counties who have a maximum household income of $88,205 (this amount varies by location)

SETH Program works to help first-time homebuyers purchase a home:

SETH 5 Star Texas Advantage Program – provides a grant of up to 5% of the cost of the home. Repayment of the grant money is not required. Applicants do not need to be a first time home buyer, and the funds may be used for mortgages with fixed 30 year rates. The program is available everywhere in Texas except for the following cities;  El Paso, Grand Prairie, and McKinney.

MCC Program – Texas Mortgage Credit Certificate Program

This program allows buyers to claim a tax credit of up to $2000 for a portion of their mortgage interest payments. The credit can be claimed every year for the life of the loan and helps reduce overall federal tax liability.

To qualify for this program, buyers must:

• Qualify for a mortgage loan through a lender
• Have not owned a home in the past three years
• Meet certain income requirements
• Agree to make the home their primary residence

All types of mortgages (including VA, FHA, and conventional loans) are eligible for the program. It can be used for new construction or existing dwellings, including single family homes, townhomes and condominiums.. Buyers utilizing this program must complete a pre-purchase homebuyer education course and pay an issuance fee at closing.